Statutory payment term for business claims in 2025

5 March 2023

Entrepreneurs, take note! What is the situation in 2025 regarding the statutory rules around payment terms for business claims? We bring you fully up to date on these topics:

• What marks the start of the payment term?
• What are the main rules of the payment term?
• What is different for large companies compared with SMEs?
• Are you allowed to charge interest once the payment term has been exceeded?

The statutory interest that you may charge as a creditor goes from 6% to 7% in 2025.

We explain in detail exactly what has changed this year and what this means for you as an entrepreneur. Read on quickly and make sure you are well prepared.

Can't work it out, or do you have specific questions?

Ask our collection professional Kees Post.

Email Kees or call 033 - 785 8470.

What is a business claim?

A business claim is a company or government body that trades with another company.

This is also referred to as a commercial claim.

When does the thirty-day payment term apply?

A payment term of thirty days applies when no other payment term has been agreed.

The thirty-day term starts to run from the moment the invoice is received.

However, agreements can be made about a shorter or longer payment term between the seller and the buyer, provided this is recorded in writing.

Statutory payment term for consumers or private individuals

For consumers or private individuals there is no statutory payment term. As an entrepreneur you may set the payment term for consumers yourself. It must, however, be a reasonable term. You can, among other things, communicate the payment term in advance via the quotation or include it in the general terms and conditions.

Different statutory payment terms